Certificates & IRAs
Certificates
Our certificates are safe, secure and earn some of the highest yields in the country. You can open a certificate for as little as $1,000 for a term as short as 6 months or as long as 60 months depending on your needs.
Account Features:
- Competitively higher yields View current rates
- Terms from 6 months to 60 months available
- Tiered balance ranges from $1,000 up to $100,000
- Dividends paid quarterly or at maturity into the account of your choice
Add-On Certificate
Open an "Add-On" certificate for one-year with a minimum deposit of only $500 and add to it as often as you'd like within the 12 month term.
Bump Up Certificate
The Member has the opportunity to contact the credit union and request a one-time rate "bump-up" if the corresponding offering interest rate increases during the term of the certificate. The "bump-up" will not extend the original maturity date. The "bump-up" feature is available on 24 and 36 month certificates only.
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Individual Retirement Account (IRA)
Enhance your retirement and make your future more secure with an IRA Certificate. The money deposited into this account earns tax deferred interest. Of course, each individual tax situation is different, so consult with your tax adviser regarding your specific situation. Available terms are 12 to 60 months, with a low minimum deposit of $1,000.
Account Features:
- NO account set-up fees
- Taxes on dividends earned may be deferred
- Contributions to this account may be tax deductible (see your tax advisor)
- Terms from 6 months to 60 months available
- Tiered balance ranges from $1,000 up to $100,000
- Dividends paid quarterly or at maturity into the account of your choice
CLICK HERE FOR OUR CURRENT RATES
Early withdrawal penalties may apply.