Auto / Motorcycle Loans
Whether you want to ride on two wheels or drive on four wheels, ILWU Credit Union is here for you! Come to us when you want to purchase a new or pre-owned auto or motorcycle or refinance an existing auto or motorcycle loan to reduce your monthly payment. We have great options for you. Our auto and motorcycle loans come loaded with features and benefits designed to fit your needs. We even offer no-hassle, car buying services to assist you in finding the right car.
New Auto Loan features:
- Competitive rates as low as 5.74% APR 1
- Flexible repayment terms up to 60 months 2
- Financing up to 125% of purchase price including tax and license
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
Pre-Owned Auto Loan features:
- Competitive rates as low as 5.99% APR 1
- Flexible repayment terms up to 72 months 3
- Financing up to 110% of Retail Book Value including tax and license
- NO down payment required
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
New Motorcycle Loan features:
- Competitive rates as low as 5.24% APR 1
- Flexible repayment terms up to 60 months
- Loans up to 100% of purchase price plus tax and license
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
Pre-Owned Motorcycle Loan features:
- Competitive rates as low as 6.49% APR 1
- Flexible repayment terms up to 60 months
- Loans up to 100% of Retail Book Value plus tax and license
- NO down payment required
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
CLICK HERE TO APPLY FOR AN AUTO OR MOTORCYCLE LOAN
Additional Benefits of financing at ILWU Credit Union:
- Autoland - Your personal Autoland Consultant works for you, saving you both time and hassle to get your perfect new or pre-owned vehicle at a fair price.
- VIP Buying Program - Get a great deal with no-hassle from our select group of dealers. Give us a call for a current listing of dealerships.
- Enterprise Car Sales - Get a great deal on high quality used cars with haggle-free buying and worry-free ownership.
- Auto Insurance, Payment Protection and GAP/MRC options to help protect your investment.
To learn more about why 0% dealer financing may not be the best option for you, click here.
1APR (Annual Percentage Rate) and terms effective 10/19/2023. New auto loan rates are as low as 5.74% APR. Payment example: A vehicle financed at 5.74% APR for 60 months is approximately $19.21 per month per $1,000 borrowed. Used auto loan rates are as low as 5.99% APR for a 36 month term and 6.24% APR for 60 months. Payment example: A vehicle financed at 6.24% APR for 60 months is approximately $19.44 per month per $1,000 borrowed. This offer is not valid for refinances. Your rate may vary based on your creditworthiness and term. Please see the credit union for complete details. 284-month terms available on new auto loans over $25,000. 372-month loans available on used car loans over $25,000.