ILWU Credit Union

Credit Cards

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Get purchasing freedom and flexibility with an ILWU Credit Union Visa Credit Card. Our Visa cards come with low rates, no annual fees, and options to fit your lifestyle. We understand one card doesn't fit all so we offer a variety of cards for those just starting to build credit to those who want to earn Rewards for everyday purchases.

Platinum CARGO Rewards Visa Card Features:

• Earn Unlimited Points with CARGO Rewards
• Earn 1 Point Per $1 On All Purchases*
• No Annual Fee
• Introductory Rates as low 2.95% APR¹ for all purchases and balance transfers for first 12 months
• After 12-Month Introductory Rate period, non-variable rate as low as 11.45% APR¹
• Up to $30,000 Credit Limit
• No Cash Advance Fees
• No Balance Transfer Fees
• EMV Chip for Enhanced Security
• Free Online Account Access
• Visa Fraud Protection
• Purchase Security and Additional Visa Benefits

Platinum VISA Credit Card features:

• Introductory Rates as low 2.95% APR¹ for all purchases and balance transfers for first 12 months
• After 12-Month Introductory Rate period, non-variable rate as low as 9.95% APR¹
• Limits up to $30,000
• No annual fee
• No Cash Advance Fees
• No Balance Transfer Fees
• Free Online Account Access
• Convenient monthly payments
• Payments through payroll deduction available
• Purchase Security and Additional Visa Benefits

Secured VISA Credit Card features:

• Low Annual Percentage Rate (APR) of 10.95%
• Limits from $500 up to $5,000
• NO annual fee
• FREE online account access
• Convenient monthly payments
• Payments through payroll deduction available

CLICK HERE TO APPLY FOR A VISA

¹APR= Annual Percentage Rate. Low introductory rate as low as 2.95% APR for 12 months on purchases and balance transfers (with a standard variable rate of 11.45% to 17.95% APR after that for the Platinum CARGO Rewards Visa and 9.95% to 15.95% APR on the Platinum Visa). Your actual rate and credit line will be determined by your individual credit profile and ability to repay. Cash advance rates range from 13.45% APR - 17.95% APR for the Platinum CARGO Rewards Visa and 12.00% to 18.00% APR on the Platinum Visa. Balance transfers and purchases will accrue interest at your approved Intro rate for twelve billing cycles from the Visa® open date. Any existing balances on ILWU Credit Union loan and/or credit card accounts are not eligible for the Introductory APR for balance transfers. All loans subject to approval. Rates are subject to change. See Visa Application & Solicitation Disclosure for complete details.

*CARGO Rewards points will not be awarded for balance transfers, cash advances or pin-based transactions.