Real Estate Loans
ILWU Credit Union offers fixed rate mortgage loans for your primary residence, vacation home or investment property. We can also help you refinance an existing loan from another lender to reduce your monthly payment or take cash out to pay off other debts.
First Mortgage Loan Benefits:
- Competitive fixed interest rates
- Various repayment terms available
- Loans up to 97%* of the appraised value of your home (excluding liens and seconds)
- Conforming First Mortgage Loans from $50,000 to $766,550
- Jumbo Loans available up to $1,500,000
- Low down-payment options available
- Convenient payment options
- Payments through payroll deduction available
- Second Home, Investment Property Loans available up to $600,000 (Higher interest rates may apply)
Calculate Your Payments
Click here to use our mortgage calculator to see how much your monthly payment will be if you financed or refinanced with ILWU Credit Union.
To learn more about ILWU Credit Union First Mortgage Loans, please call 866.445.9828 and ask to speak to a member of our Real Estate Loan Department.
CLICK HERE TO APPLY FOR A FIRST MORTGAGE LOAN
Home Equity Loans and Lines-of-Credit
You can use a ILWU Credit Union Home Equity Loan or Line-of-Credit to access the equity in your home to pay off debt, remodel a kitchen or bathroom or add new floors, or a new coat of paint.
Benefits Include:
- Competitive interest rates
- Various repayment terms available
- Home Equity Loans and Line amounts up to $500,000
- Convenient payment options
- Payments through payroll deduction available
Home Equity Line of Credit Features:
- Revolving Line-of-Credit allows you to draw funds and pay them back over time
- Loans up to 90% of the appraised value of your home (excluding liens and seconds)
Home Equity Loan Features:
- One time lump sum loan for a specific project or purpose
- Loans up to 90% of the appraised value of your home (excluding liens and seconds)
To learn more about ILWU Credit Union Home Equity Loans and Lines of Credit please call 866.445.9828 and ask to speak to a Member of our Real Estate Department.
CLICK HERE TO APPLY FOR A HOME EQUITY LINE OF CREDIT. VIEW HELOC DISCLOSURE.
CLICK HERE TO APPLY FOR A HOME EQUITY LOAN.
*Loans over 80% LTV require mortgage insurance. Loans subject to borrower and property qualifications. All loans subject to approval. Other restrictions may apply.
ILWU Federal Credit Union NMLS #450072. Mortgage Loan Originators