Toy Loans
We know our Members work hard and like to play hard. That's why we've made it easier for you to finance personal watercraft and ATV's with our Toy Loan program.
New Toy Loan features:
- Competitive rates as low as 6.74% APR 1
- Flexible repayment terms available
- Loans up to 100% financing plus tax and license
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
Pre-Owned Toy Loan features:
- Competitive rates as low as 7.49% APR 1
- Flexible repayment terms available
- Loans up to 100% financing plus tax and license (Tiers 1 and 2)2
- Loans up to 90% financing plus tax and license (Tiers 3 and 4)2
- Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
- Payments through payroll deduction available
CLICK HERE TO APPLY FOR A TOY LOAN
Additional Benefits of financing at ILWUCU:
- Loan Protection options to help protect your investment.
1APR=Annual Percentage Rate. Rates effective as of September 14, 2023. New toy loan rates are as low as 6.74% APR for terms up to 36 months with financing up to 100%. Used toy loan rates as low as 7.49% APR with financing up to 100%. Your actual APR will be determined by your individual credit profile. Payment examples: A $15,000.00 vehicle financed at 6.74% APR for 36 months is approximately $30.76 per month per $1,000 borrowed. A $15,000.00 vehicle financed at 7.49% APR for 36 months is approximately $31.10 per month per $1,000 borrowed. Rates subject to change without notice. All loans subject to credit approval. Contact us for details.
2Your tier will be determined based on your creditworthiness. Please see the credit union for complete details.