ILWU Credit Union offers Credit Life and Credit Disability insurance to our members. Credit insurance may help ease the financial burden of your loan obligation in the event of an unexpected life event, injury or illness. This optional coverage is available with ILWU Credit Union Auto Loans, Lines of Credit and Signature Loans.
Credit Life Insurance
This coverage is designed to help reduce or pay your eligible loan balance, up to the policy maximum, in the event the borrower dies.
Credit Disability Insurance
This coverage may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.
- Helps protect you from the unexpected.
- Coverage starts on the enrollment date.
- Premium can be included in your loan payment.
Credit Life or Disability Claim? We are here to help!
In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.
To begin, please fill out a claim form at myclaimportal.cunamutual.com.
If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will process the claim with you over the phone.
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. If you have questions regarding your claim status, contact CMFG Life at 800.621.6323. California Department of Insurance Consumer Hotline: 1-800-927-4357.
License#: 0D57665 CDCL-2075555.1-0418-0520