Privacy Notices

Federal Privacy Disclosure

What does ILWU Credit Union do with your personal information?

WHY?
Financial companies choose who they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Payment history and credit score

    • HOW?
    All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons ILWU Credit Union chooses to share; and whether you can limit this sharing.

    Reasons we can share your personal information Does ILWUCU share? Can you limit this sharing?
    For our everyday business purposes
    Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.     		YES NO
     
    For our marketing purposes
    To offer our products and services to you.    		 YES YES
     
    For joint marketing with other financial companies YES YES
     
    For our affiliates' everyday business purposes
    Information about your transactions and experiences    		 NO WE DON'T SHARE
     
    For our affiliates' everyday business purposes
    Information about your creditworthiness    		 NO WE DON'T SHARE
     
    For affiliates to market to you
    		 NO WE DON'T SHARE
     
    For non-affiliates to market to you
    		 NO WE DON'T SHARE

    TO LIMIT SHARING
    Call 866.445.9828 and speak to a Member Service Representative, or stop by one of our branch offices. Please note: If you are a new Member, we can begin sharing your information 30 days from the date we send this notice. When you are no longer our Member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

    PLEASE NOTE: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

    WHO WE ARE
    Who is providing this notice? ILWU Credit Union

    WHAT WE DO

    How does ILWUCU protect my personal information?

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

    How does ILWUCU collect my personal information?

    We collect your personal information, for example, when you
  • Open an account or show us your driver's license
  • Give us your wage statements or apply for a loan
  • Use your credit or debit card
    • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can’t I limit all sharing?

    Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
    • State laws and individual companies may give you additional rights to limit sharing.

    What happens when I limit sharing for an account I hold jointly with someone else?

    Your choices will apply to everyone on your account.

    DEFINITIONS

    Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • ILWU Credit Union has no affiliates.

    • Non-affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Financial Institutions that we have joint marketing agreements with include financial advisors, securities broker-dealers and insurance agents.
    • ILWU Credit Union does not share with non-affiliates so they can market to you.

    Joint Marketing

    A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Financial Institutions that we have joint marketing agreements with include financial advisors, securities broker-dealers and insurance agents.

    • PLEASE NOTE: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

    Important Privacy Choices for California Consumers.

    Important information regarding privacy choices for California consumers, including your “rights” and your “choice” to restrict information sharing with other companies we do business with to provide financial products and services. For details on how to "opt out" and what that means to you please download a copy of the ILWU Credit Union SB-1 California Privacy Policy.

    Online Privacy and Mobile App and Location Data

    To read our statements about Online Privacy and Mobile App and Location data click here.